My Home Plan pairs you with a personal advisor, a step-by-step plan, and a coordinated network of trusted professionals — so the path from renter to homeowner finally feels clear.
Every stage is guided by your advisor and connected to the next — no guesswork, no juggling five different companies on your own.
Meet My Home Plan Advisor and set your goals.
Build your personalized plan for savings & credit.
Reach mortgage-ready status and pre-approval.
Shop with your Realtor and close with confidence.
Move in with concierge support at your side.
From your first conversation to the day you get your keys, one advisor stays by your side — explaining what's next, keeping you accountable, and coordinating every professional in your journey.
Closing Credits™ are the foundation My Home Plan is built on. Qualifying is simple: pay your rent on time, and stay engaged with the plan My Home Plan Advisor builds with you. That's it — the same two things that prove you're ready to make a mortgage payment are the ones that unlock your credits.
Because My Home Plan isn't about being perfect. It's about improving, one month at a time, until you're ready to close.
See If You Qualify Eligibility, simplified: on-time rent payments, active engagement with My Home Plan Advisor, and reaching mortgage-ready status through a participating partner. My Home Plan Closing Credits™ availability, eligibility, and amounts vary by participant and are subject to program terms and participating partner requirements. Not a guarantee of funds. See an Advisor for details.Financing designed to move at the speed of your plan.
Direct Rate is My Home Plan's preferred lending partner, built to work seamlessly with your advisor and your plan from pre-approval through closing.
You're always free to finance with any lender you choose. Some My Home Plan program benefits, including Closing Credits™ eligibility, may be tied to participating lending partners — your advisor will walk you through your options so you can decide what's right for you.
Every My Home Plan closing is documented by professional videographers — the struggles, the victories, and the moment the keys change hands.
Search new-construction communities from builders who partner with My Home Plan and honor publicly available incentives when you finance through Direct Rate.
Explore builders →Once pre-approved, you're matched with a dedicated Realtor for your search, negotiations, and closing.
Meet our Realtors →Insurance quotes, preferred moving pricing, and concierge utility setup — coordinated so closing week feels calm, not chaotic.
See closing services →A co-branded employee homeownership benefit that supports retention and financial wellness — powered by My Home Plan.
Explore Employer PartnershipA co-branded homeownership program for the residents across your communities, complete with its own landing page, success stories, and enrollment flow.
Explore Community PartnershipA rough, judgment-free starting point. My Home Plan Advisor will build your real, personalized plan.
Based on your inputs, you're making solid progress. An Advisor can help you close the gap faster.