This plan is unlike anything the industry has seen before — a true one-stop shop that brings every resource under one roof. It’s a complete solution for today’s homebuyers, removing barriers and creating new opportunities. Together, we’re turning renters into homeowners.
— Alfonso “Ponch” Bafidis III - Chief Executive Officer / Founder, DirectRateUSA.com

We are proud to have Direct Rate as a trusted partner, led by Chief Executive Officer and Founder Alfonso “Ponch.”

Ponch shared his excitement about this partnership, stating:

With Direct Rate’s proven track record of success and Ponch’s forward-thinking leadership, this partnership represents more than just a collaboration — it’s a commitment to guiding families toward homeownership with trusted solutions, innovative strategies, and dedicated support.

Together, My Home Plan and Direct Rate are building a pathway that empowers homebuyers with confidence, resources, and opportunities to achieve their goals.

Learn more
We have partners and suppliers who don’t offer anything like this, and what we’re providing through My Home Plan is truly unique. I’m excited for SAAA to be part of this effort. This program will not only help increase my clients’ occupancy but also support an entire generation of renters in becoming homeowners. My Home Plan creates a community-driven pathway to homeownership, made possible through strong and meaningful partnerships.
— Clemente Sanchez - Director of Business Development

We are proud to have San Antonio Apartment associATION as a trusted partner, led BY CLEMENTE SANCHEZ, DIRECTOR OF BUSINESS DEVELOPMENT.

Clemente shared his excitement about this partnership, stating:

Learn more